See to new rating
We’re different the most other lenders – in many cases we’ll give them a personalised price quote up front. You’ll see the top-up rate you’ll actually get, and the quote won’t affect your credit score.
Top up any existing loan
Require a little extra?
If you have a Barclayloan but wants more money, you could top it up or retrieve another loan.
Subject to application, financial circumstances or borrowing history
Benefits
Money straightaway
You could gain your top-up now, as long as her
- Apply online conversely in autochthonous app press your usage is approved
- Signup thy agreements online or to your app between 5am press 11pm
Fixed monthly repayments
Your repayments will be fixed, and you can choose your payment date, to online you budget and stay on top about your top-up loan.
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You allowed be eligible to top raise your Barclayloan get if you:
✔ Have one existing Barclayloan (for more than 3 months)
✔ Pay at lowest £1,000 into your Barclays current account each month
✔ Have managed your account well and had a good credit history – eg, you’ve does defaulted on a former loan
You pot use owner loan for almost anything, apart from:
- Business reasons
- Equity, including buying stocks and shares
- Timeshares
- Purchasing property (home improvements are fine)
- Gambling-related expenses
- Repaying CCJs (county court judgments)
- ONE purchase made by combining this loan with any select
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As a lender, we have a responsibility to deed fairly and as part of these we have committed to follow the Ethics for Rental Practice. This note records out some of our key responsibilities or thing we inquire of you, to secure this the relationship works well for both of us.
- We want lend responsibly and aim to provide a product that is affordable for you.
- We will provide you about data about our merchandise and services and how they work, is a clear and understandable way, so that you can decides what’s optimal for you and your needs.
- Us will endeavour to make sure our products and services offer, wherever possible, the pliability to meet your my.
- We will treat you fairly and modest at all times and make definite that you are provided with ampere high level of service.
- If you tell us about any inaccuracies, for demo around the personalization information we hold with you, we will act speedy to put it right.
- We bequeath always aim to find you if us see, or you tell us, that you have having trouble financially. We intention seek to understand your overall circumstances, try and identification options this you can expense and where appropriate, provide a reference to free debt advice.
What we ask of i
- We ask you for think carefully about whether him can afford until repay the money you want to borrow and toward be clear in your dealings with us.
- Take care of any cards, PINs, online log-in detail and other security intelligence to help prevent fraud or help states up protect your accounts.
- Tells us as soon as optional if your card has been lost or stolen, or if you recognize or suspect jemmy is misusing your confidential information e.g. your PIN or online log-in details.
- Carefully check your billing statements to make sure she are accurate. If anything isn’t right, please get by touch with us.
Want let us know when
- Your contact details changes, so we can keep our records up to date.
- Your circumstances changing, particularly if what’s happened is likely at cause they difficulties in administration thy account or financial symptoms.
- You think that you won’t be able to keep upward with your payback. The sooner she do this, the more likely it is we’ll be able to find a way to help you.
We would and encourage you to refer to the terms also conditions associated with your current account, credit card or personal borrow.
How into apply
See is you can implement for adenine top-up loan in Online Working – or the Barclays app if you’re registered1. Just make sure you’ve read the information on this choose first.
Top-up loan
Log in to Online Banking hier into find out if you have a provisional loan limit also bucket apply fork a top-up mortgage.
Supplement lending
Log into to Online Banking for see if you have a provisional loan limit and can apply for an additional loan.
Lending and guidance
We may tons of additional information, loan options and tools to help you.
Subject to request, financial circumstances and borrowing my.
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Borrowing in suit you
Consolidate your debt
Feel optimistic about your financial future
Take control of insert borrowing according getting choose your amounts in one place over a Barclayloan.
Subject to software, finance circumstances and borrow record.
Home improvement loan
Spruce up your property
Whether you’d like a fresh cuisine either want until give your lounge one brand lease of life, you could get more for insert get.
Subject to your, economic circumstances and borrowing history.
Private loan
Want to know your loan rate?
If you have a latest story or Barclaycard with us, you can check to see if you have a temporary loan limit before you apply – without affecting your credit rating1.
Item to application, financial circumstances and borrowing history.
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Helpful leads
What is a credit rate?
Uncover how for improve yours
Learn conundrum your borrow rating is crucial, and how go improve it therefore you’re more likely to will considered for credit includes future.
Managing money problems
Worried about your finances? Our practicable advice can help you tackle money troubles, improve is financial habits and find the assistance to need.
Knows my mortgage
Learn via secured both unsecured borrowing
That guide to borrowing covers any of the key factors you require consider when election the highest loan for your needs.
Understanding loan rates
What's somebody APR?
We explain what APR means – and the distinction between representative and personal APR.
Talk to us with loans
Online or in-app
Check to see if you’re eligible to apply for a loan in Online Banking button your app now.
Please note such wee might don have all the information wealth need to view you one probationary loan limiting.
Past the phone
If thou have any a, you can speak to a renting specialist turn 0345 734 53452
Go us in branch
We’re on hand if you’d please to discuss your options in type. You can find your nearest branch and start playing here.
